NMLS #2442318
EXECUTIVE HOME LOANS
MEET OUR TEAM
Brett Dillon,
Broker & Owner
Mortgage Loan Originator
(619) 250-7062
Call / Text
NMLS #278140
About us
At Executive Home Loans, our experts offer a variety of loan products, leveraging the best home buying programs into one mortgage solution tailored to fit your long-term real estate strategies. You can be confident that helping you secure the financing you need is as important to us as it is to you.
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Fast and Efficient Answers to Your Mortgage Loan Questions
Buying a home can be stressful, and the last thing you need is a mortgage lender who doesn’t return calls or follow up on correspondence. Our professionals are here when others aren’t and look forward to answering all your mortgage-related questions.
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Quick Pre-Approval Process
Having a pre-approval letter in hand makes sellers take your offers seriously. We treat each pre-approval application as a future mortgage and work diligently to complete the process quickly, ensuring you have access to the best deals on the market at the best rates.
Financing
One of the first steps in purchasing a property is to get pre-qualified. The process is fast and easy, giving you a clear idea of how much home you can afford. We understand that every borrower is different, so we offer a variety of products to meet your individual needs. Our goal is to make securing a mortgage simple and straightforward. Once you submit your information online, it will receive immediate attention from one of our team members.
For your convenience, we offer:
Conventional Loans
These loans are backed by Fannie Mae and Freddie Mac. To qualify, you will need a credit score of at least 620 and at least 3% of the purchase price for a down payment.
FHA Loans
These loans are insured by the Federal Housing Administration (FHA). To qualify, you will need a credit score of at least 580, and you can put down as little as 3.5% of the purchase price. With an FHA loan, you will have upfront and annual mortgage insurance premiums.
VA Loans
These loans are backed by the U.S. Department of Veterans Affairs (VA). To qualify, you must be an eligible military borrower and provide a VA Certificate of Eligibility. The great thing about VA loans is that they do not require a down payment.
REFINANCE
Refinancing your home is a decision that requires thoughtful consideration of your current financial situation and future goals. Refinancing a mortgage means paying off your existing loan(s) and replacing it with a new one. For the right person, refinancing can lower your monthly payment or make a major expense possible. Contact us today for a free consultation.
Reasons to Consider Refinancing Your Home:
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The opportunity to obtain a lower interest rate and reduce your monthly payment.
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Convert from an adjustable-rate mortgage (ARM) to a fixed-rate mortgage.
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Tap into your home equity to pay off or consolidate debt.
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Shorten the term of your current loan.
"We had a great experience with Tylla Evangelista and highly recommend her if you ever need someone to refinance your home. She communicates well and follows through to expedite the process. Thanks, Tylla and Brett!"
Helen F. - San Diego, CA
